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Become more attractive to sellers as a pre-qualified buyer.
Some realtors require buyers to get pre-qualified before even starting to house hunt.
Become more attractive to sellers as a pre-qualified buyer.
Some realtors require buyers to get pre-qualified before even starting to house hunt.
Before you start looking for your first home, we can help you with a mortgage prequalification.
The Mortgage Source can assist you in getting pre-qualified and kickstarting your journey towards owning your dream home! To begin the process, you can securely fill out our mortgage prequalification form on our website. Once you have a prequalification letter, you'll have a better idea of whether you can be approved for a mortgage even before you begin searching for your ideal home.
In fact, some realtors may require you to obtain pre-qualification before embarking on your house-hunting journey. By acquiring a simple mortgage prequalification letter, you can streamline your search and zero in on finding a home that meets your specific needs. Furthermore, this letter can also facilitate the mortgage application process, making it a smooth and efficient experience.
Determine how your credit looks.
When applying for a mortgage, lenders will evaluate your payment history, income, and existing debts to assess your ability to repay the loan on a monthly basis. This assessment is reflected in your credit score, which is a numerical representation of your reliability as a borrower and is one of the primary factors in determining mortgage approval.
Fortunately, there are several online resources that offer free credit checks and scores. We particularly recommend freecreditreport.com and creditkarma.com.
If your credit score falls below 640, it's advisable to conduct a more detailed review of your credit report to ensure its accuracy. To improve your credit score, stay up-to-date with all of your monthly payments and work on reducing your debts wherever possible. By doing so, you can increase your chances of being approved for a mortgage.
Tell Us Your Story
Whether you are a first time homebuyer or a down-sizing empty nester, having a mortgage team you can count on is crucial.
We pride ouselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
Where is the home located?
City or Zip Code
What type of home is it?
Where are you in the process?
How do you plan to use your new home?
Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
Are you actively working with a real estate agent?
Is this your first time purchasing a home?
What is the approximate purchase price of the new property?
(it's OK to estimate)
Tell Us Your Story
Whether you are a first time homebuyer or a down-sizing empty nester, having a mortgage team you can count on is crucial.
We pride ouselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
What type of home is it?
Where are you in the process?
How do you plan to use your new home?
Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
Are you actively working with a real estate agent?
Is this your first time purchasing a home?
What is the approximate purchase price of the new property?
(it's OK to estimate)
NMLS #2441314
201 E Veterans Pkwy Suite 3
Yorkville IL 60560
PAGES
© Copyright 2023 The Mortgage Source LLC, All Rights Reserved.
Tell Us Your Story
Whether you are a first time homebuyer or a down-sizing empty nester, having a mortgage team you can count on is crucial.
We pride ouselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
NMLS #2441314
201 E Veterans Pkwy Suite 3
Yorkville IL 60560
PAGES
© Copyright 2023 The Mortgage Source LLC, All Rights Reserved.