Investor lending · NMLS #2441314
Rental property financing, qualified on the property.
DSCR, bridge, rehab and multifamily loans for real estate investors. No-ratio options available, up to 85% LTV, and a 22-day average close.
Loan programs for investors
Every program qualifies on the property. Pick the one that fits the deal, or send us the scenario and we will match it.
Long Term Lease DSCR
Qualified on property income from the appraisal or the lease. No tax returns, no personal DTI.
No-ratio available · Interest-only options
Short Term Rental DSCR
Income from 12-month AirDNA projections, appraised short-term rents, or actual rent rolls.
Airbnb and VRBO · Light documentation
Multifamily DSCR
Two to eight units, qualified on lease or appraised market rents across the whole property.
Up to 8 units · Entity vesting
Bridge Loans
Fast purchase or refinance when timing matters more than rate. Exit into a DSCR loan when the property stabilizes.
12-24 month terms · No pre-payment penalty
Rehab Loans
Acquisition and renovation in one loan for flips and BRRRR deals, with the rehab budget rolled in.
Virtual appraisal · Soft credit pull · 15-day close
Conventional Investor
When the file supports full documentation, this is the cheapest money on the board for an investment property.
Lowest rates · Fixed terms
Funded
Deals we have actually closed.
A sample from the loans funded since January 2025. Borrower details stay out of it — the point is the range of markets and loan sizes we work in every week.
$427,500
Refinance
Hilton Head Island, SC
$297,750
Refinance
Durham, NC
$191,920
Refinance
Memphis, TN
$164,000
Refinance
Sedalia, MO
$150,000
Refinance
North Little Rock, AR
$135,600
Refinance
Monroe, MI
$124,500
Refinance
Canton, OH