Investor loans › Bridge and rehab

Money that moves at the speed of the deal.

Fix and flip, BRRRR, and any purchase where closing fast is what wins the property. Take it down, do the work, then refinance into a DSCR loan once it is stabilized and rented.

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Rehab loans

Acquisition and renovation in one loan, with the rehab budget financed alongside the purchase. Built for properties that will not pass a conventional appraisal in their current condition.

Best forFlips and BRRRR deals where the property needs work before it rents
Rehab budgetRolled into the loan rather than funded out of pocket
AppraisalVirtual appraisal accepted, which is what makes the timeline possible
CreditSoft pull
Typical close15 days

Bridge loans

Short-term capital for a purchase or refinance when timing matters more than rate. These are built to be paid off, not held, so the exit matters as much as the entry.

Term12 to 24 months
Pre-paymentNo pre-payment penalty, so paying it off early costs nothing extra
Typical exitSale, or refinance into a DSCR loan once the property is stabilized
Best forCompetitive purchases, auction deals, and portfolio moves on a clock

Plan the exit before the entry

Short-term money is expensive money. It is worth it when speed buys you the deal or the discount, and it is a mistake when there is no clear way out. Before we write a bridge or rehab loan we will look at what the property should appraise and rent for afterward, so the refinance is a known quantity rather than a hope.

Build a rent roll for the exit

On a clock right now?

Send the address and the timeline. If we can hit it, we will tell you how. If we cannot, we will tell you that too.

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